Privacy Policy

This Privacy Policy explains how we collect, use, and protect your information when you use our services. By using the app, you agree to this policy.

1. Data We Collect

• Account info: name, email, phone (provided by you).
• Connected financial data: account metadata, balances, transactions, holdings (with your consent).
• Usage data: device/browser info, app interactions, diagnostics, and crash logs.

2. How We Use Data

• Provide features such as account aggregation and AI insights.
• Improve accuracy and reliability, fight fraud/abuse, and ensure security.
• Send important service notices (no spam marketing without consent).

3. Data Sharing

• We do not sell your data.
• We share data only with service providers strictly required to run the product (e.g., cloud, AI, bank-link providers) under confidentiality and data‑processing terms.
• We may disclose data to comply with law or prevent harm, only when legally required.

4. Security

• Encryption in transit and at rest where applicable.
• Principle of least privilege; audited access and role‑based controls.
• Regular backups and monitoring.

5. Your Choices & Controls

• Connect/revoke institutions anytime in Settings.
• Export or delete your data from Settings → Data Controls.
• Manage notifications and email preferences.

6. Data Retention

We retain data only as long as needed for the services or as required by law, after which it is deleted or anonymized.

7. Children

Our services are not intended for users under 13 (or the applicable age in your region).

8. International Transfers

Where data is transferred, we implement appropriate safeguards consistent with applicable laws.

9. Changes to this Policy

We may update this policy. Significant changes will be communicated in‑app or by email.

10. Contact

For questions or requests, contact us at support@example.com.